OSHC.COM, choose your insurance before your study or travel

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Get best deal with Australian Government-approved providers
Compare different plans and options
Download your policy certificate online, boost your Visa application

Why OSHC is so important for international students?

OSHC (Overseas Student Health Cover) is a mandatory visa requirement set by the Australian Government for Student visa (Subclass 500) holders. Any student travelling to Australia on a Subclass 500 Student visa, together with any spouse or family members listed on the visa, must maintain valid OSHC continuously from the time of entry into Australia until the completion of their studies, including the full coverage period required under the visa conditions. At the same time, purchasing OSHC helps international students access essential medical services, such as doctor visits, hospital treatment, and certain prescription medicines, while reducing the potentially high medical costs arising from unexpected illness or accidents. OSHC.COM presents information on OSHC-approved providers published by the Australian Government and offers insurance plans that meet visa requirements. It clearly displays policy benefits and pricing, enabling students to compare, select, purchase, and obtain their policy online in one place. To date, OSHC.COM has helped more than 50,000 international students purchase OSHC and successfully obtain their visas, allowing them to take the first step in their study journey with confidence.

Why Choose OSHC.COM?

One-stop comparison and purchase

Bringing together leading insurance plans across the market, we provide clear and transparent comparison services, allowing users to purchase online with support for multiple currencies and payment channels.

Extensive choice with greater flexibility

Offering a wider range of insurance plan options than those typically available through schools, while still meeting visa and school requirements, so users can choose more flexibly based on their own needs and budget.

Better value, lower cost

Through platform-exclusive discounts and special offers, users can obtain equivalent or better insurance coverage at a more reasonable cost, achieving meaningful savings on insurance expenses.

Professional support, peace of mind throughout

Supported by experienced professional advisors and customer service teams, covering the entire process from plan selection and purchase to usage and claims, with clear, timely, and dependable assistance throughout.

OSHC Coverage

General Practitioner (GP)

Coverage of no less than 85% of the corresponding Medicare Benefits Schedule (MBS) rate.

Specialist Consultations

Coverage of no less than 85% of the corresponding MBS rate.

In-patient Hospital Treatment

Covers Hospital Accommodation fees during treatment as a private patient in either a public or private hospital.

Diagnostic Services (e.g., Blood Tests and X-rays)

Reimbursement of at least 85% of the corresponding MBS rate.

Emergency Ambulance Services

100% Coverage for ambulance transportation costs required for emergency treatment.

Prescription Medicines

A Maximum Benefit of AUD $50 per individual pharmaceutical item.Annual Benefit Limits: A Maximum Benefit of AUD $500 per year for Single Insurance Policies, and AUD $1,000 per year for Couple/Family Insurance Policies.

Goverment Authorised OSHC Providers

OSHC.COM provide all plans from those providers for you

User Reviews

Serving over 50,000 users annually, earning recognition from around the globe

Jack

University of Melbourne

Choosing OSHC on my own for the first time was a bit nerve‑racking. OSHC.COM made it easy—plans, coverage, and prices were clearly laid out, and support patiently answered all my questions. The plan I picked met my university’s requirements and visa rules, so I had my insurance sorted before term started after receiving my offer. It saved me a lot of hassle.

Sarah

Sydney Language School

"Insurance was the one thing stressing me out before my short-term study trip to Australia. OSHC.COM let me compare all suitable visitor plans in one place—simple to use, transparent pricing, and I received my e‑policy online quickly after purchase. The team was super friendly and even helped confirm the exact visa insurance requirements. The whole experience was smooth."

Kevin

New York University

"At my university in the US, you need health insurance to register for courses. With OSHC.COM, I could compare plans that meet school requirements and clearly see which benefits covered the hospitals and services I use most. Checkout was fast, and support even helped me with the waiver application—making the whole process stress‑free."

Elly

Trinity College Dublin

"When I was preparing to study in Ireland, I wasn’t familiar with the local insurance system. OSHC.COM clearly showed the coverage and pricing across different plans in a very professional way. Support replied quickly and patiently answered every question. The policy worked directly for my visa application, so I completed my enrolment smoothly—highly recommended."

Chloe

University of Auckland

"Before heading to New Zealand, I was worried I wouldn’t find insurance that met my school’s requirements. OSHC.COM organised all compliant options clearly—coverage and pricing were easy to compare. Support answered patiently, and I could download my e‑policy quickly after ordering. The whole process was seamless, so I could focus on getting ready for school."

Emily Chen

The University of Sydney

"My experience on OSHC.COM was excellent. The whole process was clearly organised, and the service quality exceeded my expectations—I genuinely recommend it. The support agent replied quickly and handled everything efficiently, making the journey much easier. With the right coverage in place, I can study with peace of mind without worrying about unexpected medical costs."